Tipper2010

wilddaniela88: Debt Free Thanks to Her Fiverr Income!

Daniela, wilddaniela88 on Fiverr®, has an MBA, and along with selling on Fiverr, currently runs a marketing and design company, Bulldog, with her wife. Daniela was born in Bogota, Colombia, and the couple now split their time between Bogota and … Read More

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5 Personal Finance Rules That Everyone Should Memorize

Planning your financial future is important in how you live now and what plans you have for the years to come. Being fiscally responsible means taking steps ahead of time to plan for career changes, retirement, and unexpected emergencies.

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America’s smartphone obsession extends to mobile banking

(BPT) – There’s no denying it — smartphones have become essential to daily life. From the smallest to the most complex of tasks, we’ve adopted a mobile-first mindset. For an increasing number of adults, this means their smartphone is never too far out of reach.

In fact, if you’re like most Americans, your smartphone is your first and last interaction of the day. Nearly 71 percent of consumers sleep with their smartphones nearby and 35 percent say it’s the first thing they reach for in the morning, according to the second annual Bank of America Trends in Consumer Mobility Report. What’s more, 36 percent report checking their mobile devices “constantly,” and 38 percent never disconnect from their smartphones.

The survey, which explored broad mobile trends and banking behaviors among adults across the country, found the need for constant connectivity also extends to banking. Of those respondents who use a mobile banking app, 62 percent say they access it a few times a week or more, while 20 percent check once a day or more.

“We recognize how essential smartphones are to everyday life and banking is no different,” says Michelle Moore, head of digital banking at Bank of America. “For many of our customers, mobile has become the bank in their pocket, allowing them to bank with us when, where and how they want.”

The report revealed further insights into how consumers are using mobile to manage their money.

Mobile banking is the new normal. More consumers are using mobile banking to stay in control of their finances, with the survey revealing nearly six in 10 (57 percent) have at least tried mobile banking and 48 percent are active users. Fifty-one percent use either mobile or online as their primary method of banking, while just 23 percent complete the majority of their banking at a bank branch.

Mobile check deposit is on the rise. Consumers are increasingly benefitting from the convenience of mobile check deposit, using the feature to save themselves a trip to the bank. Sixty-three percent surveyed have used mobile check deposit, with older millennials (ages 25-34) the most likely to use it (72 percent).

Consumers trust alerts to stay in-the-know. Mobile banking alerts give consumers the flexibility to manage their finances via a range of customizable notifications. Many Americans are already taking advantage — the majority (81 percent) of mobile banking app users report receiving banking notifications via mobile, such as low balance (43 percent), unusual activity (41 percent) and bill pay (35 percent) alerts.

Mobile phones becoming mobile wallets. Consumers are increasingly receptive to new and emerging technology, particularly when it comes to mobile banking and payments. Approximately six in 10 (56 percent) surveyed would consider paying someone using person-to-person payments via mobile banking app. Additionally, 34 percent would consider or have already used their smartphone or wearable device to make a purchase at checkout.

For additional insights into consumer mobility and mobile banking, view the full Bank of America Trends in Consumer Mobility Report at http://newsroom.bankofamerica.com/press-kits/bank-america-trends-consumer-mobility-report .

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What Freelancers Can Learn from Apple’s Public Beta

Before we can understand the relation between Apple’s latest development and your freelance business, we have to understand what Apple’s Public Beta is about.

Apple’s Beta Software is a pre-release of the updated iOS software. This pre-release version is … Read More

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Create a Killer Presentation in 5 Easy Steps

Knowing what you want to say is an important part of sharing information, but actually creating an awesome and attention-grabbing presentation is a whole different story!

We’ve all sat through boring meetings where somebody read off of Powerpoint slides … Read More

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Former Marketer Becomes Freelance Writer, Teacher and Consultant in Retirement

They say that retirement is when you can relax, take a load off, and enjoy your golden years. While that may well be true for some people, it’s not a description that fits everyone. Though some retirees will spend their … Read More

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Gig Economy News: Education Opportunities for Entrepreneurs

We talk a lot about how being an entrepreneur is a constant learning process. That could mean anything from self-education on topics ranging from bookkeeping to coding or it could mean listening to the insights of those who have been … Read More

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David388: A Surgeon, Writer and Seller Extraordinaire

David, known on Fiverr® as David388, is a surgeon resident completing his residency in general surgery. At the same time, he’s working in a bioengineering lab on a project that is attempting to regenerate skin by using a bioactive dressing … Read More

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