Insurance for Entrepreneurs: How to Protect Your Business from Claims and Liabilities

As a startup owner and entrepreneur, you’ve invested a lot of time and resources into getting your business off the ground. After exhausting all that effort and money, the last thing you want is for claims and liabilities to be filed against your company.  Not only would it take your focus away from your business, […]

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Fiverr’s Updated Seller’s Policy: What You Need to Know

New year, new us? Kind of. Since we’re halfway through February, we thought it’d be a great time to unveil our seller’s policy updates. In an effort to help you provide your buyers with the best experience—while protecting your own rights—we revamped our Fiverr Seller’s Policy. We created this set of standards to help ensure […]

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Will You Be Our #MadeOnFiverr Valentine?

Love is in the air and Valentine’s Day is here! We know that you don’t want your loved ones to feel left out, but don’t you want them to also feel extra special? Skip the stale chocolates and check out how Fiverr can help you upgrade your Valentine’s game! Take a look at these great […]

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Reducing risks while taking care of business: Tips to avoid distracted driving

(BPT) – The pace of business never seems to stop, and thanks to the convenience of cell phones, many people work on the go, even while they’re driving. Yet cell phone use is one of the most common type of distracted driving, and it claims thousands of lives and causes thousands more injuries every year.

More than a quarter of all car crashes involve cell phone use, both hand sets and hands-free, the National Safety Council (NSC) reports. In 13 percent of fatal crashes, the drivers were using cellphones, the National Highway Traffic Safety Administration (NHTSA) says. The actual number of cell phone-related accidents is likely much higher, since many states don’t yet compile and report data on cell phone use following a crash.

Employers take up the issue

Recognizing the ethical and liability issues that arise when employees drive while distracted, employers across the country have begun implementing distracted driving policies. Typically, these policies prohibit employees from using cellphones while driving on company time.

In January 2017, the NSC reported that Cargill was the largest privately held company to prohibit the use of mobile devices, including hands-free technology, while an employee is driving on behalf of the company. The ban also covers work related calls while commuting to and from work, even if employees are driving their own vehicles.

“There is a time and place for doing business, and it’s not while you’re driving,” says Melanie Burke, director of health and safety at Cargill, a Minnesota-based privately held company with 150,000 employees around the world.

Even Cargill’s Chairman and CEO David MacLennan is subject to the ban. In announcing the policy to employees in late 2016, MacLennan noted he was 138 days into cell-phone free motoring. “It’s been liberating,” he told employees.

NSC data shows about 20 percent of Fortune 500 companies have instituted cell phone bans, and of those, just 1 percent believe the ban affected productivity.

Replace risk, keep productivity

Taking care of business doesn’t mean you have to risk a crash. Here are six ways to keep up with the pace of business without using your cell phone in the car:

* Use an automated response app to let callers know you’re driving and can’t take their call at the moment. These free apps allow you to personalize the response and set your phone to automatically reply with a text message to incoming calls or texts.

* If you’re driving a vehicle outfitted with communication technology, use its “do not disturb” feature to unplug from calls and texts while behind the wheel.

* Use shared calendars to block off times when you’ll be on the road and unable to answer a call. The calendar item will help alert coworkers and anyone else connected to your calendar when you’ll be out of touch and when they might be able to reach you again.

* Remove temptation. A study by AT&T found 62 percent of drivers keep their phones within reach in the car. Put yours away where you can’t see or reach it. You can place it in your purse, briefcase or messenger bag, and place the bag in the back seat. Further reduce distraction and temptation by turning your device off before stowing it.

* If you absolutely must take a call while on the road, pull over in a safe location. If a call comes in while you’re driving, allow it to go to voicemail until you’re safely pulled over, then return the call.

* Be aware of other dangerously distracting behaviors, such as putting on makeup, tying a necktie or eating while driving. Do all your dressing and personal grooming before you leave home, and if you must snack while driving, choose food that is easy to manage, like a granola bar (unwrap it when you’re stopped), rather than something messy like a burger with all the fixings.

“Before we had cellphones, if you had to take a business call while on the road, you would pull over and find a pay phone,” says Burke. “Productivity was fine and business got done. When it comes to time behind the wheel, safety is everyone’s most important job.”

Reducing risks while taking care of business: Tips to avoid distracted driving Read More »

Reducing risks while taking care of business: Tips to avoid distracted driving

(BPT) – The pace of business never seems to stop, and thanks to the convenience of cell phones, many people work on the go, even while they’re driving. Yet cell phone use is one of the most common type of distracted driving, and it claims thousands of lives and causes thousands more injuries every year.

More than a quarter of all car crashes involve cell phone use, both hand sets and hands-free, the National Safety Council (NSC) reports. In 13 percent of fatal crashes, the drivers were using cellphones, the National Highway Traffic Safety Administration (NHTSA) says. The actual number of cell phone-related accidents is likely much higher, since many states don’t yet compile and report data on cell phone use following a crash.

Employers take up the issue

Recognizing the ethical and liability issues that arise when employees drive while distracted, employers across the country have begun implementing distracted driving policies. Typically, these policies prohibit employees from using cellphones while driving on company time.

In January 2017, the NSC reported that Cargill was the largest privately held company to prohibit the use of mobile devices, including hands-free technology, while an employee is driving on behalf of the company. The ban also covers work related calls while commuting to and from work, even if employees are driving their own vehicles.

“There is a time and place for doing business, and it’s not while you’re driving,” says Melanie Burke, director of health and safety at Cargill, a Minnesota-based privately held company with 150,000 employees around the world.

Even Cargill’s Chairman and CEO David MacLennan is subject to the ban. In announcing the policy to employees in late 2016, MacLennan noted he was 138 days into cell-phone free motoring. “It’s been liberating,” he told employees.

NSC data shows about 20 percent of Fortune 500 companies have instituted cell phone bans, and of those, just 1 percent believe the ban affected productivity.

Replace risk, keep productivity

Taking care of business doesn’t mean you have to risk a crash. Here are six ways to keep up with the pace of business without using your cell phone in the car:

* Use an automated response app to let callers know you’re driving and can’t take their call at the moment. These free apps allow you to personalize the response and set your phone to automatically reply with a text message to incoming calls or texts.

* If you’re driving a vehicle outfitted with communication technology, use its “do not disturb” feature to unplug from calls and texts while behind the wheel.

* Use shared calendars to block off times when you’ll be on the road and unable to answer a call. The calendar item will help alert coworkers and anyone else connected to your calendar when you’ll be out of touch and when they might be able to reach you again.

* Remove temptation. A study by AT&T found 62 percent of drivers keep their phones within reach in the car. Put yours away where you can’t see or reach it. You can place it in your purse, briefcase or messenger bag, and place the bag in the back seat. Further reduce distraction and temptation by turning your device off before stowing it.

* If you absolutely must take a call while on the road, pull over in a safe location. If a call comes in while you’re driving, allow it to go to voicemail until you’re safely pulled over, then return the call.

* Be aware of other dangerously distracting behaviors, such as putting on makeup, tying a necktie or eating while driving. Do all your dressing and personal grooming before you leave home, and if you must snack while driving, choose food that is easy to manage, like a granola bar (unwrap it when you’re stopped), rather than something messy like a burger with all the fixings.

“Before we had cellphones, if you had to take a business call while on the road, you would pull over and find a pay phone,” says Burke. “Productivity was fine and business got done. When it comes to time behind the wheel, safety is everyone’s most important job.”

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Comic Book King Kurt ‘KC’ Christenson Unleashes His Gig Economy Superpowers

What makes a doer? As part of our #InDoersWeTrust initiative, we want to bring you stories from the front lines of real-life entrepreneurship. First up is a glimpse into the life of photographer/doer Kurt ‘KC’ Christenson, the mastermind behind KingsCountyComics.com. Follow along on @Fiverr as he takes over our Instagram account for the day—and read […]

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Tackle your DIY projects with these 3 multipurpose tools

(BPT) – DIY projects are surging in popularity right now and it’s easy to see why. A successful DIY project can fix a problem or make a much-needed improvement to your home, while also providing you with the satisfaction of a job well done. Best of all, it allows you to save money over hiring a professional contractor to do the work.

But is it possible to conquer several DIY projects in a short period of time? Sure, you just need the right multipurpose tools for the job. Below are three tools you can pick up at any hardware store, and each will allow you to tackle a slew of projects with just one purchase, making each tool the perfect project time saver.

Add these three multipurpose tools to your lineup today:

Multipurpose tool 1: Stain

A staining project is an easy, cost-effective way to completely recreate a look in your home. You may purchase one color of stain or several, depending on how many staining projects you plan to do and the proximity of your projects in your home. When you purchase your stain, you can use it to:

* Stain your front door. Your front door is a focal point in your home and staining it gives the face of your home a completely new look.

* Stain your wood floors. Darker floors are growing in popularity and a fresh coat of stain can give your home that look without an expensive replacement.

* Stain a table or other piece of furniture. Whether you want it to be an accent piece in your room or you’d like it to match your new décor, a fresh coat of stain saves you from having to replace a cherished piece.

Multipurpose tool 2: GREAT STUFF(TM) Multipurpose Black Insulating Foam Sealant

Sealing the gaps and cracks around your home will save you money by making your home more energy efficient, while also increasing your home’s comfort. In fact, one can of GREAT STUFF(TM) has a multitude of uses in and around the home, including:

* Seal gaps and cracks around attic doors. This will prevent your home’s heat from escaping during the winter and will better control the temperature in your home.

* Seal areas around vents and duct work. In addition to helping better regulate the temperature in your home, these projects can also ward off pests and vermin that are looking for warmer temperatures inside.

* Tackle other jobs as well. The capabilities of GREAT STUFF™ Multipurpose Black Insulating Foam Sealant apply to projects outside the home as well, so whether you have a project in mind or one arises along your journey, it’s always handy to have a can on hand.

Multipurpose tool 3: Degreaser

If you have a heavy duty cleaning project to tackle in your home, a good degreaser can help. Degreasers dissolve water-insoluble substances and they can help you:

* Clean stainless steel and appliances. Grease and oil collect naturally in any kitchen and their particles can linger on kitchen equipment. Applying degreaser can remove them quickly and cleanly.

* Remove adhesives. Whether the sticker was supposed to go there, it was an accident or the subject of child’s whim, applying degreaser can clean the spot good as new.

* Eliminate heavy buildup around bike chains and engine parts. Buildup is a natural product of use, but it also jeopardizes efficiency. Apply degreaser to these areas to have your favorite objects running like new.

Your mind is already full of DIY projects you’d love to tackle, you just need to find the time to do them. Efficiency is key and the more projects you can tackle with one tool the better. Add these tools to your next home goods trip and you’ll have your DIY project start off on the right foot. To find more projects you can tackle with GREAT STUFF(TM) Multipurpose Black Insulating Foam Sealant, visit greatstuff.dow.com.

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Tackle your DIY projects with these 3 multipurpose tools

(BPT) – DIY projects are surging in popularity right now and it’s easy to see why. A successful DIY project can fix a problem or make a much-needed improvement to your home, while also providing you with the satisfaction of a job well done. Best of all, it allows you to save money over hiring a professional contractor to do the work.

But is it possible to conquer several DIY projects in a short period of time? Sure, you just need the right multipurpose tools for the job. Below are three tools you can pick up at any hardware store, and each will allow you to tackle a slew of projects with just one purchase, making each tool the perfect project time saver.

Add these three multipurpose tools to your lineup today:

Multipurpose tool 1: Stain

A staining project is an easy, cost-effective way to completely recreate a look in your home. You may purchase one color of stain or several, depending on how many staining projects you plan to do and the proximity of your projects in your home. When you purchase your stain, you can use it to:

* Stain your front door. Your front door is a focal point in your home and staining it gives the face of your home a completely new look.

* Stain your wood floors. Darker floors are growing in popularity and a fresh coat of stain can give your home that look without an expensive replacement.

* Stain a table or other piece of furniture. Whether you want it to be an accent piece in your room or you’d like it to match your new décor, a fresh coat of stain saves you from having to replace a cherished piece.

Multipurpose tool 2: GREAT STUFF(TM) Multipurpose Black Insulating Foam Sealant

Sealing the gaps and cracks around your home will save you money by making your home more energy efficient, while also increasing your home’s comfort. In fact, one can of GREAT STUFF(TM) has a multitude of uses in and around the home, including:

* Seal gaps and cracks around attic doors. This will prevent your home’s heat from escaping during the winter and will better control the temperature in your home.

* Seal areas around vents and duct work. In addition to helping better regulate the temperature in your home, these projects can also ward off pests and vermin that are looking for warmer temperatures inside.

* Tackle other jobs as well. The capabilities of GREAT STUFF™ Multipurpose Black Insulating Foam Sealant apply to projects outside the home as well, so whether you have a project in mind or one arises along your journey, it’s always handy to have a can on hand.

Multipurpose tool 3: Degreaser

If you have a heavy duty cleaning project to tackle in your home, a good degreaser can help. Degreasers dissolve water-insoluble substances and they can help you:

* Clean stainless steel and appliances. Grease and oil collect naturally in any kitchen and their particles can linger on kitchen equipment. Applying degreaser can remove them quickly and cleanly.

* Remove adhesives. Whether the sticker was supposed to go there, it was an accident or the subject of child’s whim, applying degreaser can clean the spot good as new.

* Eliminate heavy buildup around bike chains and engine parts. Buildup is a natural product of use, but it also jeopardizes efficiency. Apply degreaser to these areas to have your favorite objects running like new.

Your mind is already full of DIY projects you’d love to tackle, you just need to find the time to do them. Efficiency is key and the more projects you can tackle with one tool the better. Add these tools to your next home goods trip and you’ll have your DIY project start off on the right foot. To find more projects you can tackle with GREAT STUFF(TM) Multipurpose Black Insulating Foam Sealant, visit greatstuff.dow.com.

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