Tipper2010

Husband and Wife Team Turn Fiverr into a Lifestyle

Michael, Zimamedia, on Fiverr, is an expert at analyzing, reporting, and building narratives around data to help people unlock insights from the information they collect. Michael created his Fiverr account, left for three years, then came back. Now he’s running … Read More

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The right way to wash your workout gear

(BPT) – If you’re finding more stains on your clothes because the weather is warming up, you’re not alone. You may find yourself doing more loads of laundry during the summer, when outdoor activities like hiking and sports are likely to cause extra stains.

To help you take on your growing laundry pile, Whirlpool Corporation’s Institute of Home Science cleaning expert Mary Zeitler weighed in on the best ways to wash workout gear and remove your toughest stains: 

Washing athletic clothes

Zeitler suggests turning running shorts, yoga pants, lycra and spandex garments inside out before washing. You should also wash these garments in warm — not hot — water, and stay away from liquid chlorine bleach which can break down the fabric.  

Dirt and mud

Remove excess dirt and mud from the surface and rinse in cold water before adding to the washer. Wash in the warmest water safe for the garment with a gentle detergent and, if necessary, you can follow up with a wash in color-safe bleach for colors or liquid chlorine bleach for whites. For grass stains, Zeitler says to check the care label and soak the garment in a mixture of detergent and water before adding to the warmest wash that’s appropriate for the material.  

Sweat and odors

Apply liquid detergent or a pre-treater to help loosen deodorant, which can trap sweat and odors. If the odors persist, you can always send the garment through another cycle before transferring to the dryer.

No matter what kind of stain you’re working with, don’t put your stained clothes in the dryer until you are sure it was successfully removed.

Another way to wash workout gear is to take advantage of the PowerWash System within the Maytag Front Load Washer, which provides great cleaning power and the ability to handle your toughest loads.

For more expert tips on laundry, visit Whirlpool Corporation’s Institute of Home Science.

 

 

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People are discovering a new way to boost their portfolio

(BPT) – As a volatile market sends ripples through the global economy, many investors are worried about how events overseas will impact their portfolio. In addition, concerns about political instability in much of the world have contributed to a heightened sense of worry and stress among investors. However, while the risks in traditional markets are real, 2016 is full of opportunities for the investor who is willing to think a little differently.

In the face of these uncertainties, the standard advice is for investors to diversify their portfolio. Many have been doing this by taking money out of their dividend-paying stocks and corporate bonds and investing in marketplace lending.

Marketplace lending

Marketplace lending platforms, sometimes called peer-to-peer (P2P) lenders, are online marketplaces that connect credit-worthy borrowers with individuals seeking investment opportunities. This gives individual investors low-cost access to high-yield consumer loans  – an attractive new asset class that was previously only accessible to large institutions.

As an alternative investment strategy, investing in marketplace loans has helped investors diversify their portfolio.

Early investors discovered five secrets that are still the keys to understanding why more people are choosing to diversify their portfolios through marketplace lending. They are:

Proven returns. Individuals who invest through Prosper, a leading marketplace lending platform, can earn an estimated 6.8 percent in returns.

Simple and fast. Investors go through an authorization process on a marketplace lending website to link their profile with their bank, or do a money transfer, in order to establish bank or institutional credentials. The process can be completed within a short period of time, allowing people to start investing in a matter of days.

Reduced risk. With marketplace lending, investors can diversify by investing in many different loans (in $25 increments). Many choose to invest in a number of different loans in order to build a diverse portfolio and reduce risk.

Risk-adjusted returns. Marketplace lending platforms provide a product that offers competitive return rates relative to other investment products. Investors can choose to peruse the marketplace lending website manually to find the loans that match their risk tolerance. They can also use a tool available on some of the marketplace lending sites that will run a search to help the user easily invest in the specific type of loans they are looking for.

Positive social impact. P2P lending is not only a way to strengthen your financial plans, it offers real benefits to individuals and the community. Prosper Marketplace recently conducted a study and found that over 60 percent of Americans have credit card debt and two-thirds are going deeper into debt by not paying them off in full. With so many Americans struggling with debt, it’s no surprise that marketplace loans are becoming a popular option for debt consolidation. Individuals can invest in this debt knowing that marketplace lending platforms leverage technology to assess risk and determine a credit rating.

 

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4 Tips for Entrepreneurs on Successful Financial Management

“Wealth is the ability to fully experience life.” ~ Henry David Thoreau

Starting your own business as a freelancer or entrepreneur can lead to the financial freedom you dream of. However, money is sometimes one of the most challenging aspects … Read More

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Alifstyle: Retired Comic Editor Turns Animation into a Full Time Business

Alif aka Alifstyle, has always had a sense of humor. His entertaining YouTube videos are actually how he discovered Fiverr, when one commenter suggested it to him. His career immediately took off and Alif was able to retire from his … Read More

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The Minute-by-Minute Morning Routines of 7 Millennial Freelancers and Entrepreneurs

Caroline Beaton is an award-winning writer, millennial expert and brand consultant tackling the psychology of millennials at work.

Self-employment allows you to choose to varying degrees, when, where and how you work. It’s the dream for many millennials who are … Read More

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Know Your Legal Rights: Guide to Building Your Business Online – Step 3

Over the last few weeks, we’ve been talking about starting your own business, the adventure that begins when you decide to turn your passion and talent into a source of income.

Your business can take many forms. Maybe you’ve decided … Read More

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