Tipper2010

(BPT) – Tax season is a busy time for everyone. From accountants and small business owners to families and individuals, especially as more people choose to file their taxes themselves. Unfortunately, it’s also a busy time of year for cybercriminals who use the flurry of activity to swindle sensitive personal information from unsuspecting victims.

In fact, the Norton Cyber Security Insights Reports revealed that online crime has become so prolific, 36 percent of U.S. consumers believe it’s only a matter of time before a criminal steals their identity.

Take for example, Melissa, a marketing manager from Chandler, Arizona, who last year received an alert from her online tax filing service that her account password had been changed. But she dismissed the notification as a mistake.

“Two days later I got an alert from LifeLock about a credit card that I hadn’t opened.”

Thinking this was strange, Melissa followed up with her tax filing service and found that a criminal had accessed her account, stolen enough personal information to open a credit account in her name and redirected her tax return to another account.

Fortunately, Melissa was able to resolve her case but she is just one of a staggering number of individuals who’ve fallen victim to criminals lurking the web. According to research from Symantec, cybercriminals launched more than 1 million web attacks against internet users every day in 2015. While this statistic may seem shocking, there are things you can do to help protect yourself and your identity from cybercriminals.

Start by applying these four simple tips to keep your personal information away from cybercriminals this tax season:

1. File your taxes as early as possible. The sooner you file your taxes, the harder it will be for criminals to file taxes on your behalf for a refund, which a thief can do with only your date of birth and Social Security Number. (And don’t think this information is difficult to find, it could already be for sale on the Dark Web if you were impacted by a data breach.) If you want some extra protection this tax season, consider contacting the IRS to see if you’re eligible for an Identity Protection PIN. It’s a six-digit code that is assigned to you by the IRS to help prevent misuse of your SSN on fraudulent federal income tax returns.

2. If you’re filing your taxes online, use a secure Wi-Fi connection or a Virtual Private Network (VPN). One of the best ways you can help protect yourself when e-filing is to use a secure internet connection and not a public Wi-Fi network. If you are not sure about the security of your internet connection, use a VPN – an easy-to-use technology that ensures a secure connection.

3. Remember the Internal Revenue Service (IRS) only communicates through the United States Postal Service. They will never request personal and/or financial information through email, text messages or social media sites. If you receive a letter in the mail and you’re not sure if it’s legitimate, use the IRS lookup tool to find your letter: www.irs.gov/individuals/irs-notice-or-letter-for-individual-filers

4. If you receive a phone call from someone claiming to be from the IRS, ask for their name, badge number and call back number. Report the call to the U.S. Treasury Inspector General for Tax Administration (TIGTA) at 1-800-366-4484 and provide this information to confirm the authenticity of the caller’s request. If the caller isn’t willing to provide this information, hang up and report the incident to the IRS.

If you believe you’ve been the victim of an IRS scam, you may also report this to the TIGTA at their website: www.treasury.gov/tigta/contact_report_scam.shtml. Don’t delay in doing so. After all, it’s your identity and it is up to you to protect it every single day.

(BPT) – Tax season is a busy time for everyone. From accountants and small business owners to families and individuals, especially as more people choose to file their taxes themselves. Unfortunately, it’s also a busy time of year for cybercriminals who use the flurry of activity to swindle sensitive personal information from unsuspecting victims.

In fact, the Norton Cyber Security Insights Reports revealed that online crime has become so prolific, 36 percent of U.S. consumers believe it’s only a matter of time before a criminal steals their identity.

Take for example, Melissa, a marketing manager from Chandler, Arizona, who last year received an alert from her online tax filing service that her account password had been changed. But she dismissed the notification as a mistake.

“Two days later I got an alert from LifeLock about a credit card that I hadn’t opened.”

Thinking this was strange, Melissa followed up with her tax filing service and found that a criminal had accessed her account, stolen enough personal information to open a credit account in her name and redirected her tax return to another account.

Fortunately, Melissa was able to resolve her case but she is just one of a staggering number of individuals who’ve fallen victim to criminals lurking the web. According to research from Symantec, cybercriminals launched more than 1 million web attacks against internet users every day in 2015. While this statistic may seem shocking, there are things you can do to help protect yourself and your identity from cybercriminals.

Start by applying these four simple tips to keep your personal information away from cybercriminals this tax season:

1. File your taxes as early as possible. The sooner you file your taxes, the harder it will be for criminals to file taxes on your behalf for a refund, which a thief can do with only your date of birth and Social Security Number. (And don’t think this information is difficult to find, it could already be for sale on the Dark Web if you were impacted by a data breach.) If you want some extra protection this tax season, consider contacting the IRS to see if you’re eligible for an Identity Protection PIN. It’s a six-digit code that is assigned to you by the IRS to help prevent misuse of your SSN on fraudulent federal income tax returns.

2. If you’re filing your taxes online, use a secure Wi-Fi connection or a Virtual Private Network (VPN). One of the best ways you can help protect yourself when e-filing is to use a secure internet connection and not a public Wi-Fi network. If you are not sure about the security of your internet connection, use a VPN – an easy-to-use technology that ensures a secure connection.

3. Remember the Internal Revenue Service (IRS) only communicates through the United States Postal Service. They will never request personal and/or financial information through email, text messages or social media sites. If you receive a letter in the mail and you’re not sure if it’s legitimate, use the IRS lookup tool to find your letter: www.irs.gov/individuals/irs-notice-or-letter-for-individual-filers

4. If you receive a phone call from someone claiming to be from the IRS, ask for their name, badge number and call back number. Report the call to the U.S. Treasury Inspector General for Tax Administration (TIGTA) at 1-800-366-4484 and provide this information to confirm the authenticity of the caller’s request. If the caller isn’t willing to provide this information, hang up and report the incident to the IRS.

If you believe you’ve been the victim of an IRS scam, you may also report this to the TIGTA at their website: www.treasury.gov/tigta/contact_report_scam.shtml. Don’t delay in doing so. After all, it’s your identity and it is up to you to protect it every single day.

(BPT) – The family trip. For most kids it’s a chance to relax, visit a new destination, collect souvenirs, and create stories and memories to share with their friends throughout the year.

For 14-year-old Maanasa Mendu, however, the family trip provided her with a vision of how she needed to change the world.

Mendu’s spur for innovation came during a family trip to India where she witnessed firsthand the energy scarcity experienced in regions of the world far from her native Ohio. The family makes the visit every summer, and during this particular visit, as she experienced persistent blackouts, Mendu knew she had to do something about it.

So she got to work.

With an idea in her head, she found her opportunity to grow and develop it through the Discovery Education 3M Young Scientist Challenge. The competition challenges students to create an innovation that solves a real-world problem affecting their global, national or local communities.

Nature inspired Mendu to solve the problem of unreliable power. By harnessing wind, solar and rain energy, she created a device that could provide energy in any rural or urban environment. Her early prototypes used recycled soda bottles hanging from a tree. She then attached solar panels like leaves and while these prototypes looked simple, they actually captured energy — as much as 9 volts with her third prototype.

Mendu used this discovery and her work thus far to enter the Young Scientist Challenge by recording a two-minute video describing the science behind her innovation. Judges evaluated her video based on her creativity, scientific knowledge, persuasiveness and overall presentation, and liked what they saw. Mendu was named a competition finalist and paired with a mentor, 3M senior product development engineer Margaux Mitera, to further develop her project.

For Mendu, the partnership with her 3M mentor ignited myriad new possibilities. “My mentor, Margaux was amazing and I learned so much about the process of innovation working with her. She truly exemplified how collaboration is key to success!” she remembers.

Mitera’s sentiments were mutual. “Maanasa is such a bright, enthusiastic young woman. It was really a pleasure to work with her and help her project grow. I can’t wait to see what she will do in the future.”

With Mitera’s help, Mendu learned the four C’s of science: collaboration, communication, creativity and critical thinking. She was also able to meet with Mitera at the 3M Innovation Center in St. Paul, Minnesota, where each of the finalists arrived on October 16, 2016. Mendu and her fellow finalists all had the opportunity to present their projects before a panel of judges, including 3M scientists. When the competition was over, Mendu’s idea to deliver electricity to impoverished regions earned her the title of America’s Top Young Scientist.

The victory also awarded her $25,000, but Mendu isn’t looking toward the future just yet. She’s still busy in the present, perfecting her design, so she can help impoverished people around the world as soon as possible. “Along the way I have learned so much about the process of innovation,” she says of the project. “Innovation is more than just a lightbulb moment, it’s about being creative, trying new approaches and learning from your mistakes. I’ve began to realize the truth in the saying, “Genius is 1 percent inspiration and 99 percent perspiration.”

Mendu is dedicated to continuing her process of innovation for those who live every day without energy.

The Discovery Education 3M Young Scientist Challenge

Mendu won the 2016 Young Scientist Challenge with an idea and a dream. Nominations for the 2017, challenge are still open. To enter, students in grades 5-8 must submit a one- to two-minute video no later than April 19, 2017, describing the science behind their new innovation or solution to solve an everyday problem. The problem could be one experienced half a world away, as was the case with Mendu’s, or it could be one you encounter every day. The only limit to your scientific solution is your own imagination. To learn more about the Discovery Education 3M Young Scientist Challenge, visit www.youngscientistlab.com/challenge.

(BPT) – The family trip. For most kids it’s a chance to relax, visit a new destination, collect souvenirs, and create stories and memories to share with their friends throughout the year.

For 14-year-old Maanasa Mendu, however, the family trip provided her with a vision of how she needed to change the world.

Mendu’s spur for innovation came during a family trip to India where she witnessed firsthand the energy scarcity experienced in regions of the world far from her native Ohio. The family makes the visit every summer, and during this particular visit, as she experienced persistent blackouts, Mendu knew she had to do something about it.

So she got to work.

With an idea in her head, she found her opportunity to grow and develop it through the Discovery Education 3M Young Scientist Challenge. The competition challenges students to create an innovation that solves a real-world problem affecting their global, national or local communities.

Nature inspired Mendu to solve the problem of unreliable power. By harnessing wind, solar and rain energy, she created a device that could provide energy in any rural or urban environment. Her early prototypes used recycled soda bottles hanging from a tree. She then attached solar panels like leaves and while these prototypes looked simple, they actually captured energy — as much as 9 volts with her third prototype.

Mendu used this discovery and her work thus far to enter the Young Scientist Challenge by recording a two-minute video describing the science behind her innovation. Judges evaluated her video based on her creativity, scientific knowledge, persuasiveness and overall presentation, and liked what they saw. Mendu was named a competition finalist and paired with a mentor, 3M senior product development engineer Margaux Mitera, to further develop her project.

For Mendu, the partnership with her 3M mentor ignited myriad new possibilities. “My mentor, Margaux was amazing and I learned so much about the process of innovation working with her. She truly exemplified how collaboration is key to success!” she remembers.

Mitera’s sentiments were mutual. “Maanasa is such a bright, enthusiastic young woman. It was really a pleasure to work with her and help her project grow. I can’t wait to see what she will do in the future.”

With Mitera’s help, Mendu learned the four C’s of science: collaboration, communication, creativity and critical thinking. She was also able to meet with Mitera at the 3M Innovation Center in St. Paul, Minnesota, where each of the finalists arrived on October 16, 2016. Mendu and her fellow finalists all had the opportunity to present their projects before a panel of judges, including 3M scientists. When the competition was over, Mendu’s idea to deliver electricity to impoverished regions earned her the title of America’s Top Young Scientist.

The victory also awarded her $25,000, but Mendu isn’t looking toward the future just yet. She’s still busy in the present, perfecting her design, so she can help impoverished people around the world as soon as possible. “Along the way I have learned so much about the process of innovation,” she says of the project. “Innovation is more than just a lightbulb moment, it’s about being creative, trying new approaches and learning from your mistakes. I’ve began to realize the truth in the saying, “Genius is 1 percent inspiration and 99 percent perspiration.”

Mendu is dedicated to continuing her process of innovation for those who live every day without energy.

The Discovery Education 3M Young Scientist Challenge

Mendu won the 2016 Young Scientist Challenge with an idea and a dream. Nominations for the 2017, challenge are still open. To enter, students in grades 5-8 must submit a one- to two-minute video no later than April 19, 2017, describing the science behind their new innovation or solution to solve an everyday problem. The problem could be one experienced half a world away, as was the case with Mendu’s, or it could be one you encounter every day. The only limit to your scientific solution is your own imagination. To learn more about the Discovery Education 3M Young Scientist Challenge, visit www.youngscientistlab.com/challenge.